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Trading basics Beginner 6 min read

ECN vs STP vs Cent: which account suits your capital

Marcus Cheung Senior Market Analyst, VexPro

Reviewed by the VEX GROUP Compliance team Published: June 2026 · Last updated: July 2026

Compare VexPro’s ECN, STP and Cent accounts by cost, minimum deposit and profile: how to work out the cost per lot and which account fits the capital you are starting with.

ECN vs STP vs Cent: which account suits your capital

Choosing an account type is not about picking “the best” one in the abstract, but the one that fits the capital you start with, how often you will trade and your experience. At VexPro, the three classic trading accounts — ECN, STP and Cent — run on MetaTrader 5, share a minimum lot of 0.01 and an average execution time under 20 ms, and let you choose leverage of up to 1:500. What changes is how you pay the cost of trading and how much capital you need to open them.

The Cent account is designed for your first step with real money. It opens from $50, charges no commission (the cost is built into a spread from 1.5 pips) and the balance is expressed in cents, so each trade carries a smaller monetary exposure. It is the natural bridge between the demo account and a standard account: it lets you see how you react when the money is yours without committing a large amount of capital. Bear in mind that the Cent account does not include the 100% deposit bonus.

The STP account also opens from $50 and likewise charges no commission: the whole cost sits in a spread from 1.0 pip. It is the usual choice for the growing trader who wants a cost that is easy to understand and access to more than 500 instruments. It is eligible for the 100% deposit bonus on deposits of up to $2,000, which is non-withdrawable trading credit; the profits generated with it are withdrawable.

The ECN account opens from $100 and works the other way round: spreads from 0.0 pips plus an explicit commission of $10 per lot round turn. It offers more than 700 instruments and priority support, and is aimed at active traders and scalpers, for whom a few tenths of a pip per trade make a difference by the end of the month.

To compare properly, work out the total cost per lot round turn: the average spread during your trading hours, converted into money using the pip value, plus the commission if there is one. An illustrative example with 1 standard lot of EUR/USD, where one pip is worth about $10: at the minimum published spread, STP (from 1.0 pip) would cost from about $10, and ECN (from 0.0 pips plus $10 commission) also from about $10. At minimum spreads the cost looks similar; the difference shows up with the real spread during your hours and with the volume you trade. These are “from” values, not fixed: the spread varies with market liquidity.

With that calculation in hand, your capital points the way. If you are starting with a small amount and still learning, the Cent account lets you trade with reduced exposure. If you already have a method and trade occasionally, STP keeps the cost simple. If you trade daily with many positions and your capital comfortably exceeds the $100 minimum, ECN usually reflects your real cost best. This is not a fixed rule: it is a starting point worth reviewing as your trading changes.

Whichever account you choose, the risk is essentially the same. Leverage amplifies both gains and losses, and the stop-out level is set at 80%: if your margin level falls to that threshold, the platform closes positions automatically. A small account does not protect you from losing what you deposited; it only limits how much is at stake. Size every position according to the capital you are prepared to risk.

Our advice is to start on the demo, which mirrors the conditions of the live account, and move to the account type that fits your capital once your style is clear. You can open additional accounts of another type from your client area at any time and compare all the conditions side by side on the accounts page. Trading leveraged instruments carries a high risk of loss and may not be suitable for all investors.

Sources: Bank for International Settlements (BIS), central banks, official MetaQuotes (MetaTrader 5) documentation and regulatory bodies.

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